It could be an American pension plan that goes broke and many of them are broke as you know, it could be some country we're not watching, it could be all sorts of things. It could be war, unlikely to be war but it's going to be something. (SPDR Dow Jones Industrial Average ETF (DIA), SPDR S&P 500 ETF Trust (SPY), iShares MSCI Emerging Markets Index ETF (EEM))